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Its a German online payment system. Something the banks came up with to compete with Paypal and the credit card networks. It works rather well for Shops that *Read more"Giropay is the leading inter-bank payment method in Germany, connecting all major German retail banks. Customers pay from their own online banking environment.Read more!giropay is a secure and widely used online payment method in Germany, developed and supported by the German banking industry.Read more